Windsor and Essex real estate and homes for sale in Ontario, Relocation Specialist - Maggie Chen, - NUMBER1EXPERT™ Maggie Chen NUMBER1EXPERT(tm) for Windsor and Essex, Ontario real estate
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Maggie Chen, Real Estate Professional, real estate agent and broker for Windsor and Essex, Ontario home listings, property and land for sale - NUMBER1EXPERT(tm)







“She really cared about us and our well being”
Bill W. and Lynn L. Windsor
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Maggie Chen is one of The Top Selling Real Estate Experts™
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All agents are NOT alike! Find out why I am a top real estate expert. Call me at (519)919-2398.

Monthly Grand-Prize Drawing
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This is a A Win-Win Referral Offer! Do you know of a friend, family member or co-worker that may be looking to buy or sell real estate? Please refer their name to me and be assured that I guarantee your referral exceptional service! As a gift and thank you to you, please enjoy your next shopping spree on me!By sending me a referral, you will be immediately be placed in a "hat" for our Monthly GRAND prize drawing. You can win a $50 gift card to the Devonshire Mall in Windsor. You will recieve the gift card via mail from me within the first week of the new month if you won.  

I look forward to hearing from you!  

 

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Real Estate Tips
Financing Your Home >ARMs

Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.

Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.

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Real Estate Trivia
Q 
Where can you find the world's largest residential palace?

A 
The Istana Nurul Iman, palace of the Sultan of Brunei, includes 2,152,782 square feet, 1,788 rooms, 257 bathrooms and a 110-car garage.
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Maggie Chen, Real Estate Professional, real estate agent and broker for Windsor and Essex, Ontario home listings, property and land for sale - NUMBER1EXPERT(tm)

Maggie Chen
Deerbrook Realty Inc.

59 Eugenie Street E.
Windsor, ON N8X 2X9
Cell: 519-919-2398
Office : 519-972-1000
Fax: 519-972-7848
Email: Maggie@windsordreamhomes.com

A solid background in both mortgages and real estate plus a total dedication to CLIENT SATISFACTION explain our great sales success and our many satisfied customers. Maggie knows the Windsor/Essex area completely, listens to your hopes and dreams, and then converts them to tangible reality. Before you decide on any course of action involving Windsor/Essex Real Estate, talk to Maggie. You won’t regret it!

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Deerbrook Realty Inc. real estate and homes for sale in Windsor and Essex, Ontario

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