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All agents are NOT alike! Find out why I am a top real estate expert. Call me at (519)919-2398.
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Relocation, Mortgages and More!
In this section, we collect together a number of elements that we think you might want to know about, chief among them, relocation and mortgages, but also much more!
A few hopeful thoughts about the dreaded “R-Word” RELOCATION!
 In the entire history of the human race there are relatively few accounts of people actually enjoying relocation. In most such cases it was to leave a totally oppressive life situation for a new and better one. For the rest of the people, it has been primarily an experience of stress and difficulty, somewhat akin to being a plant which is pulled out of the soil, roots and all, transported to a new locale and then shoved into the ground. Plants don't enjoy it much, and neither do people. Fortunately, much has been learned about how to relocate with the minimum of stress and difficulty. I have worked with many clients who have relocated to Windsor from all parts of the world, as I myself did from China! I have collected some of the most helpful “relocation wisdom” and put it in one short, simple, very practical FREE report (Report R1) entitled:
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Minimizing the Stress and Difficulty of RELOCATION
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 |  Here are some of the helpful items covered: • Understanding the WORRIES and ANXIETIES that arise; knowing how to deal with them • Getting the TIMING right so that things flow smoothly, one after another • Involving your CHILDREN in new home selection, the move itself, everything! • Picking a property with access to the right SCHOOLS • Paying attention to DETAILS, such as throwing things out, organizing activities, informing everyone of your move, phones and Internet connections and so on. • Deciding about SHIPPING: leaving things • Dealing with MOVERS: simple if you get the right people, a horror story if not! • Arranging that your PETS make the move with the least trauma to them For your copy of Report R1: Please call me at (519) 972-1000 or cell (519) 919-2398 MORTGAGES: I spent three years as a Mortgage Broker, so I feel I can give you good guidance on this important subject. But I am also backed up by Mortgage Specialists at Deerbrook, so we can serve you very completely. Here are several mortgage-related calculators that will help you get a general sense of what the choices are:
Mortgage Loan Calculator: Find out what your payments will be over various mortgage periods
Land Transfer Tax Calculator: Tells you exactly the amount payable on your proposed transaction. Market Information: Online information to give you a sense of the current pulse of the market. Some of this is U.S. based, but the U.S. and Canadian Real Estate Markets are linked in certain ways, so it may be helpful to know what is going on in the U.S. also.
Today's Real Estate News: Daily Real Estate news for this neighborhood, Ontario and the U.S. Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more DIRECT LINKS: Direct Real Estate links to web sites mentioned in this Windsor and Essex County web site
NUMBER1EXPERTS: List of all the NUMBER1EXPERT Real Estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale Real Estate Tips: The Maggie Chen realty library of Real Estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers Real Estate Trivia: The Maggie Chen collection of Real Estate trivia questions and answers that include Real Estate topics such as the most expensive home, largest swimming pool, and more Real Estate Dictionary: Complete Real Estate dictionary and glossary of realty words you'll use when you list and sell your Windsor and Esssex County property, including legal terms definitions, and more 
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Special Offers: Special offers for Windsor and Essex County homeowners
from Maggie Chen, top Realtor |
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Monthly Grand-Prize Drawing: Get More Information... |
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Affiliates: Maggie Chen's real estate web site
affiliates |
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eNewsletter: Maggie Chen's Windsor and Essex County newsletter email will
send you the latest real estate information |
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Today's Real Estate News: Daily real estate news for this neighborhood, Ontario, and
United States |
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Market Conditions Report: Market conditions report for this area, Ontario, and
United States |
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Canadian Mortgage Calculator: Market conditions report for this area, Ontario, and
United States |
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TripleCalc: FREE Software
Download: TripleCalc lets you compare three loans at one time for your property
or other Ontario real estate |
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Monthly Payments & Schedule: Monthly loan payments java
mortgage calculator |
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How Much Can You Afford?: Calculate how much home
you can afford with this financial calculator |
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Determine Tax Savings: Calculate how much your
monthly Windsor and Essex County Ontario mortgage payments save you on your
taxes because of loan interest |
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Should You Rent or Buy?: Is it better to rent a
home in Ontario or buy your own Windsor and Essex County house, ranch,
luxury property, condominium, acreage, or other real estate? |
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Adjustable Rate Mortgages: Adjustable rate Windsor and Essex County mortgages information and interest rate java calculator |
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What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage. |
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Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. |
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Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers. |
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15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms. |
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How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out. |
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What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount. |
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Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment. |
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Top National Real Estate Web Sites: Real Estate Web Sites
that include some unique sources of realty information, listings, and
more |
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Ask Anything: Ask Maggie Chen
anything real estate |
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NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale |
 |
Real Estate Tips: Maggie Chen's realty
library of real estate tips and advice on everything from preparing your home
for sale to negotiating with home buyers to escrow, closing costs, property
inspections, and mortgage brokers |
 |
Real Estate Trivia: Maggie Chen's collection of real estate trivia questions
and answers that include real estate topics such as the most expensive home,
largest swimming pool, and more |
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Real Estate Dictionary: Complete real estate
dictionary and glossary of realty words you'll use when you list and sell your
Windsor and Essex County property in Ontario, including legal terms
definitions, and more |
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Working With An Agent >CRS and GRI
CRS, which stands for Certified Residential Specialist, is a designation that recognizes a high level of professional accomplishments in real estate experience and education. The Residential Sales Council grants the CRS designation only to the most outstanding sales associates in the residential sales field. Besides the completion of a rigorous course of study, the candidate must be able to demonstrate 75 successful transactions or average sales of $1 million per year of experience. Only 4% of all real estate agents are awarded the CRS designation.
GRI stands for Graduate, REALTOR Institute. The REALTOR Institute offers a series of 90 hours of required and elective courses conducted by the local Board or Association of REALTORS. These courses cover all areas of real estate -- residential, investment, construction and mortgage. The GRI designation is a prerequisite of many specialized courses in the REALTOR organization.
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What is one of the most common ways for making the interior of a home more appealing to buyers?
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Repainting walls with light, neutral colors makes it easier for a buyer to visualize how the home will look with their possessions. |
See More Real Estate Trivia > |
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